2010年12月通期決算の最終損益は11億2,500万ポンドの赤字となったものの、赤字幅は前年の36億ポンドから急減した。貸倒引当金が33％減の92億5,600万ポンドまで縮小したことで収益が改善した。10－12月期はアイルランド子会社アルスター銀行で11億ポンドの損失が生じたが、1,200万ポンドの純利益を計上し、前年同期の赤字（7億6,500万ポンド）から黒字に転じた。
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