2009年12月通期決算の最終損益は36億ポンドの赤字となったが、赤字幅は過去最高だった前年の243億ポンドから大きく縮小。金融市場の混乱が一服し、投資銀行部門の営業損益が75億ポンドの黒字となり、前年の赤字（18億ポンド）から回復した。不良債権の引当金は倍近い139億ポンドに膨らんだが減少傾向にあり、最悪期は過ぎたとしている。
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